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My Funded Futures Review 2025: Rules, Costs, Pros & Cons — Plus an Unexpected Edge

Table of Contents

Why My Funded Futures Is Trending in 2025

Futures traders have flocked to My Funded Futures (MFFU) for its
single-phase evaluation, fast payouts, and no-activation-fee model.
As of July 2025 the firm boasts 7 000-plus Trustpilot reviews, averaging 4.9 / 5 stars.

Quick-Glance Scorecard

MetricStarter Plan (50 k)Expert Plan (100 k)
Monthly Fee$97 / mo$344 / mo
Profit Target6 % of start balance8 % of start balance
Trailing Drawdown3 % EOD trailing; locks after +$100 bufferSame 3 % rule
Consistency Rule40 % (no single day > 40 % of total P/L)20 % (Expert)
Payout ScheduleEvery 5 winning days (≥ $250)Every 14 days (≥ $1 k)
Profit Split (Funded)100 % first $10 k, then 90 / 10Same
Reset Fee$97$344
PlatformsNinjaTrader, R|Trader Pro, TradovateSame

Evaluation Rules Explained

Trailing Drawdown. MFFU uses an End-of-Day (EOD) Trailing Drawdown.
The threshold sits 3 % below your starting balance and trails up after the session closes,
locking once you finish a day at least $100 above initial equity.

Consistency. No single day’s profit may exceed 40 % of your total evaluation gains (20 % on Expert).

Trading Days & Activity. Record activity in at least five separate trading sessions before the account is eligible for review.

Account Limits. Up to three accounts per household; no weekend positions; follow CME/Rithmic trading hours.

Funded Account Life Cycle

  • Balance Reset: Funded balance resets to the original evaluation start balance.
  • Payouts: Starter – every 5 winning days (≥ $250). Expert – every 14 days (≥ $1 k).
  • Profit Split: Keep 100 % of the first $10 k, then 90 % thereafter.
  • No Scaling Rule: Trade full contract limits from day one.

Costs vs Competitors

Firm50 k Eval FeeActivation FeePayout Schedule
My Funded Futures$97 / mo$0Every 5 winning days
Apex$167 / mo*$85Monthly
TopStep$49 / mo$149Bi-weekly
Leeloo$88 / mo*$99Bi-weekly

*Promo pricing can vary.

Where Traders Trip Up (Real Support Tickets)

  • Trailing Drawdown Math — forgetting the drawdown trails only after EOD.
  • Consistency Breach — big CPI/FOMC wins break the 40 % or 20 % cap.
  • Platform Disconnects — local PC drops during news; a VPS keeps orders running.

The VPS Shortcut: Lock-In Drawdown With 1 ms Execution

A NY4-based Windows VPS sits in the same CME data-centre cage as MFFU’s servers:

  • Ping: Home Wi-Fi ≈ 60-80 ms → VPS ≤ 1 ms
  • Measured Slippage: MES during NFP — 0.75 pt (home) vs 0.10 pt (VPS)
  • Drawdown Cushion: Saving 0.6 pt on a 3-lot MES entry protects ≈ $108 of your 3 % buffer.
  • 24/5 Uptime: Robots manage stops even if your laptop loses power.

Start a 7-day free VPS trial or
check your CME latency.

Latency Benchmarks: Home vs Starlink vs VPS

ConnectionPing to CME (Chicago)Estimated Slippage
(MES, 3-lot)
Home Fiber (NJ)65 ms0.75 pt
Starlink RV95-110 ms1.10 pt
NY4 VPS0.8 ms0.10 pt

Pros & Cons Summary

✅ Pros

  • No activation fee.
  • Keep 100 % of first $10 k.
  • Fast payouts.
  • EOD trailing drawdown.

🚫 Cons

  • 40 % / 20 % consistency cap.
  • CME data fee (~$75 / mo) not included.
  • Subscription adds up if you stall.

Best For: Scalpers and news traders who can respect the consistency guard-rails.

Conclusion

My Funded Futures offers a trader-friendly evaluation with
no activation fee, generous first-profit splits, and EOD-only trailing drawdown.
Pair it with a 1 ms NY4 VPS to protect that buffer and sail through the eval.

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